Privacy Policy
Last Updated: October 1, 2026
We respect your financial and personal privacy. This policy explains what happens to information when you use debtsnowball.credit, which is published by DigitalRichKid.
Calculator data stays in your browser
Everything you type into the calculator (debt names, balances, minimum payments, APR values, and the extra payment amount) is processed in your browser. We do not send it to our servers and we do not see it. If you choose "Save in Browser," the plan is stored in your browser's local storage on your device. "Clear All" removes it. Clearing your browser's site data also removes it.
What we store in your browser
- Saved plan: only if you press "Save in Browser."
- Theme choice: light or dark, only if you use the theme toggle.
Neither item leaves your device. The site has no accounts, no sign-up, and no contact forms.
Advertising Cookies & Third Parties
We use Google AdSense to show ads. Third-party vendors, including Google, use cookies and similar technologies to serve ads based on your prior visits to this site or other sites. Google's use of advertising cookies lets it and its partners serve ads to you based on your visit to this site and other sites on the internet.
You can opt out of personalized advertising in Google Ads Settings. You can also learn how Google uses data from sites that use its services at policies.google.com/technologies/partner-sites.
Where the law requires consent, such as for visitors in the European Economic Area, the United Kingdom, and Switzerland, we use Google's consent message so you can accept or decline advertising cookies. You can change your choice at any time through the same message when it is offered.
Fonts and other resources
Fonts, scripts, and styles are served from this site. We do not load fonts from Google Fonts or any other font service. The only third-party requests the site makes are those required to deliver ads.
Hosting and server logs
Our hosting provider processes standard request data, such as IP address, browser type, and the pages requested, to deliver the site and keep it secure. We do not run our own analytics tools on this site.
Children
This site is not directed to children under 13, and we do not knowingly collect personal information from them.
Your choices and rights
Depending on where you live, you may have rights to access, correct, or delete personal information, or to object to its processing. We hold no personal information from calculator use. For questions about this policy or a privacy request, write to support@digitalrichkid.com. Requests about data held by Google for advertising go to Google through its settings pages above.
Changes to this policy
We update this page when our practices change and show the date at the top. For other policies, see our Terms of Service and Financial Disclaimer.