Privacy Policy

Last Updated: July 12, 2026

We respect your financial and personal privacy. This disclosure outlines how data is handled on our site.

Local Processing & Browser Storage

All inputs entered into the calculator (debt names, balances, minimum payments, APR values) are processed strictly in your local browser. If you choose to save your plan via the "Save in Browser" button, this data is saved to your browser's local storage. You can clear this data at any time by clicking "Clear All." We do not transmit or store this information on our servers.

Advertising Cookies & Third-Parties

Third-party vendors, including Google, may use cookies to serve ads based on your prior visits to this website. You can opt out of personalized advertising by visiting the Google Ads Settings page.