About Us

Debt Snowball Calculator is a premium, free personal finance platform built by DigitalRichKid. Our mission is to provide clear, accessible, and mathematically correct simulation tools to help individuals establish structured paths out of debt.

We are not a financial institution, lender, or credit counselor. We do not sell financial products, offer loans, or negotiate with creditors. We offer pure financial education and visual modeling simulators to support personal budgeting strategies.

Our Data Policy

We believe your financial privacy is absolute. The calculator operates strictly within your local web browser. Your inputs (debt names, APR rates, balances) are never sent to our servers, saved in database logs, or shared with third parties.